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🤑 My friend wants to borrow money for her kids birthday party? Would you do it if it were you? | Yahoo Answers

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Hello! I am 20 years old and my best friend wants to borrow $3000 dollars from me to get a car.We agreed that he will pay back 100 dollars or more each month and also use his savings bonds that his dad bought him. Click to Play!

Yet when our boyfriends are in a bind and ask to borrow a few bucks, it doesn't seem so easy.. it's best to avoid lending him money if other options are available.. Alexa von Tobel Wants to. Click to Play!

A friend called and asked to borrow money. It isn't a whole lot ($200), but my husband and I are on a fairly tight budget. We have it, but we are working hard to save money as I am in grad school, want to buy a house, etc. Thing is, they want to borrow the money for a trip. Click to Play!

Dear Friend: Here Are 41 Reasons Why I’m NOT Lending You the Money By Len Penzo I recently saw a curious article in the Huffington Post that attempted to explain why our friends often fail to repay money that they borrow from us. Click to Play!

How to Say No When Someone Asks You for Money

This is my first message on the tree of awakening. I think your friend rides on the backs of other people. They may be sick, but I think the best thing to is to talk to them and ask what’s really going on. You wanna help that person, but giving someone money without them working for it is not helping them.
A late night call comes in from an old college friend of yours who now lives miles away. You spend an hour on the phone reminiscing about the good old days in the fraternity, and then your buddy hits you up with a question that comes out of left field.
When your friend wants to borrow some money, how do you handle the situation and where do you draw the line? Read on to know the reasons why lending money to your friend is a bad idea. You know how the saying goes, “give a man a fish and you feed him for a day, teach a man to fish and you feed.


Dear Friend: Here Are 41 Reasons Why I’m NOT Lending You the Money – Len Penzo dot Com Best friend wants to borrow money

I believe that this is true, but I also believe that in most cases, allowing them to borrow your money is not the best way to help your friend. So how do you know when it’s best to lend out your cash? And how will it affect your personal finances? When a friend wants to borrow money from you, ask where it’s gonna be used.
The average credit card balance these days gets charged 12.76 percent a year. If your friend had charged you that rate from March 1 to September 15, then you would owe nearly $269 in interest. That's more than your friend would have earned in checking, but similar to what it would have cost you to borrow the money elsewhere.
Borrowing money from friends and family is usually a terrible idea. It puts a strain on your relationship and can cause guilt, resentment, and a loss of trust. No one wants to be in a situation.

Should I lend money to my friends? | Yahoo Answers

best friend wants to borrow money
The Best Ways to Loan Money to Friends and Family. Lending money to a friend or family member with damaged credit can be risky, but your generosity and support can.
Ways to handle a friend who wants to borrow money from you Investing Bindisha Sarang Dec 21, 2014 03:51:31 IST "No" is a difficult word to say, especially to a close friend who is asking for money.

best friend wants to borrow money Image: How do you deal with friends borrowing money?
I am usually strict with money matters but I made an exception for him as I knew he really needed the money.
Recently, another friend is requesting me to loan him some money as well.
My Personal Experience Loaning Money In my case, my friend needed money for a personal emergency as well.
Advertisement However, despite the seeming emergency which was a big best friend wants to borrow money why I even agreed to loan the money in the first place, I later realized that he was fairly extravagant in his lifestyle, despite owing me money.
For example, he would dine at restaurants rather than food centers which are more budget-friendly.
He would regularly buy new things for himself and others.
He would say that he would return on Best friend wants to borrow money A and then not follow up; and then he would commit to a different Date B and not follow up again.
Personally, if I were to owe someone money, I would make returning the money my top-most priority, even scrimping, saving, and best friend wants to borrow money bread for my main meals.
After several attempts of trying to get my money back to no avail, I eventually gave up and considered this a sunk cost.
Just when I resigned to never getting my money back, best friend wants to borrow money friend finally returned the money to me one day.
I was pleasantly surprised, relieved, and thankful that he lived up to his word, but this episode also tainted my impression of him.
After that, I just became more evaluative about lending money to people in general.
How to Deal with Friends Borrowing Money I share this to let you know that money matters can often change the dynamics of a relationship—friendships included.
Some folks even disappeared off the face of the earth after receiving the money.
Here is a simple 3-step guide to deal with situations where friends or people in general ask click borrow money from you.
To Loan or Not To Loan?
Are you guys close?
On the other hand, how important is the preservation of your finances?
Which one is more important to you?
Are you ready to lose this pot of money, or do you best friend wants to borrow money it for personal emergencies?
You should only proceed with the loan if you are okay with loaning, and not because you feel morally obligated to do so or because you feel it is the right thing to do.
This is your money we are talking best friend wants to borrow money />Do it because you want to, not because you feel like you have to.
How Much To Loan?
It depends on your personal financial needs and your relationship with this person.
Only loan the amount you feel comfortable with loaning.
Advertisement Focus on the situation e.
Work on achieving a common solution e.
Do think about the lessons you can learn from this experience though.
Were there any signs that this person was not trustworthy?
How can you grow from this experience?
You might want to be more cautious before loaning money to other people next time, especially large sums of money.
There are still good people out there and there are people who genuinely need to borrow money for emergency reasons and will do whatever it takes to honor their repayment plan after receiving the money.
One bag egg does not mean everything in the basket is bad.
In fact, repay them as early as you can, rather than only on the agreed upon date.
Live up to their faith in you and be reliable on all counts.
Be prudent in your expenditures and hold off any extravagant expenditures until you have repaid everyone in full.
Is this a need, or is visit web page simply a want?
This will make it easier for you to manage your finances more prudently.
Endnote I hope my response helped!
I would, however, pull no stops in lending money to a loved one to tide them through a tough spot.
Think carefully using the guiding points above, and good luck!
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Why Not To Give MONEY To Friends & Family

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Shakespeare wrote, “Neither borrower nor lender be, for loan oft loses both itself and friend…” In other words, don’t borrow (and don’t loan) money because you’re likely to lose the loaned money and your friend. Don’t assume that because you’ve borrowed from friends or relatives that you can take your time repaying the money.


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Total 10 comments.